Experience the convenience of quick online loans from One Cash Loan, the perfect solution for borrowing money in Sri Lanka! With just a valid NIC ID, you can take advantage of our special promotional offer: 0% interest on your first loan! Enjoy credit without the need for collateral, payroll, or proof of billing. Our services are available 24/7, ensuring that you can apply for a loan anytime, without any limitations or interruptions, even on weekends. Borrow up to 250,000 LKR through our platform. Applying for a loan is hassle-free and can be easily completed online or through your mobile phone. Rest assured that when it comes to online payments and the handling of your personal financial information, our partners prioritize your security. All transactions are encrypted and safeguarded, guaranteeing the safety of your data.
It’s up to you how to spend this money. We are helping you with any plan you have in mind to improve your life or to resolve a problem.
At One Cash, we offer a wide range of loan options to cater to different financial needs. Whether you require micro-credit, short-term loans, payday loans, same-day loans, one-day loans, fixed deposit loans, or loans without a guarantor, we've got you covered. Our customer-oriented approach ensures that every borrower is treated with utmost importance, regardless of the loan amount they are seeking.

| Loan Term: 65 days - 180 days |
| Loan Amount: Rs.1,000 - Rs.250,000 |
| Interest rates: 15.8 to 18.1% per month (maximum APR 216.12%) |
| Quick approval 5 minutes |
| Loan amount up to Rs. 250,000 |
| Need only ID number |
| Fast approval and Instant disbursement |
| Prolong the loan any time |
| Get money into your bank account |
When you choose One Cash Loan, you can enjoy the following benefits:
We strive to provide a seamless and hassle-free borrowing experience, so you can get the financial support you need without unnecessary complications.
When it comes to borrowing money, it's not uncommon to face rejections from banks or even friends and acquaintances for various reasons. This can leave you feeling desperate as you search for a solution to cover your expenses.
Fortunately, there is a solution to these challenges. Our online lending platform offers low-risk unsecured loans with attractive interest rates, providing you with numerous advantages:
Another advantage of our quick online loans is that you don't have to be burdened by high interest rates for an extended period. You can repay the loan on your next payday, allowing you to avoid restricting yourself from unplanned purchases.
At One Cash, we understand the challenges you face when seeking financial assistance. Our online loan services are designed to provide a convenient and accessible solution to your borrowing needs.
Applying for a loan and receiving your funds is a simple and fast process. Follow these steps:
If you're a new client, select the desired loan amount and click "Apply." Existing customers can log in to their Fino.lk account.
Fill in the required personal information and ensure you have a valid ID and a selfie ready for verification.
Once you've submitted your application, our team will review it promptly. In some cases, we may contact you for additional information. Keep your communication channels open during business hours. The application processing time ranges from 10 minutes to the next business day. We'll notify you of the decision by SMS.
Once your loan is approved, the funds will be transferred directly to your bank account. You can easily withdraw the money from a bank branch or an ATM.
At One Cash, we prioritize convenience and efficiency throughout the loan application and funding process. If you have any questions or require assistance, our dedicated team is ready to help you.