You can get up to Rs. 250,000 for 4 months or repay it earlier

It’s up to you how to spend this money. We are helping you with any plan you have in mind to improve your life or to resolve a problem.


Amount, up to: 250,000 LKR

First Loan: 0.01%

Loan term: 5-120 days

Age: 20-60 years

Apply Now!

Amount, up to: 120,000 LKR

First Loan: 0.01%

Loan term: 1-120 days

Age: 20-65 years

Apply Now!

Amount, up to: 150,000 LKR

First Loan: 0.01%

Loan term: 1-183 days

Age: 20-60 years

Apply Now!

Amount, up to: 200,000 LKR

First Loan: 0.01%

Loan term: 1-120 days

Age: 20-65 years

Apply Now!

Amount, up to: 250,000 LKR

First Loan: 0.01%

Loan term: 7-120 days

Age: 20-60 years

Apply Now!

Amount, up to: 100,000 LKR

First Loan: 0.01%

Loan term: 7-120 days

Age: 20-60 years

Apply Now!

Amount, up to: 150,000 LKR

First Loan: 0.01%

Loan term: 7-120 days

Age: 20-60 years

Apply Now!

Amount, up to: 200,000 LKR

First Loan: 0.01%

Loan term: 1-120 days

Age: 20-65 years

Apply Now!

Amount, up to: 200,000 LKR

First Loan: 0.01%

Loan term: 1-120 days

Age: 20-65 years

Apply Now!

Amount, up to: 150,000 LKR

First Loan: 0.01%

Loan term: 1-183 days

Age: 20-60 years

Apply Now!

One Cash Loan ᐈ Quick Online Loans in Sri Lanka to 50,000 LKR!

At One Cash, we offer a wide range of loan options to cater to different financial needs. Whether you require micro-credit, short-term loans, payday loans, same-day loans, one-day loans, fixed deposit loans, or loans without a guarantor, we've got you covered. Our customer-oriented approach ensures that every borrower is treated with utmost importance, regardless of the loan amount they are seeking.

one cash loan Sri Lanka
What are the requirements?
Loan Term: 65 days - 180 days
Loan Amount: Rs.1,000 - Rs.250,000
Interest rates: 15.8 to 18.1% per month (maximum APR 216.12%)
Quick approval 5 minutes
Loan amount up to Rs. 250,000
Need only ID number
Fast approval and Instant disbursement
Prolong the loan any time
Get money into your bank account

Representative Example: You apply for Rs. 5,000.00 and choose comfortable repayment over 10 days, your payment will be only Rs. 5,750.00 per 10 days, so your total cost of the loan will be Rs. 750.00 per 10 days.

Advantages of Online Loans in Sri Lanka

When you choose One Cash Loan, you can enjoy the following benefits:

  • 100% online loan without stringent requirements
  • Low-interest rates
  • Minimal personal information needed
  • Flexibility to apply online or through your mobile phone
  • Approval even with a less-than-perfect credit history
  • Quick approval process
  • No requirement for a guarantor

We strive to provide a seamless and hassle-free borrowing experience, so you can get the financial support you need without unnecessary complications.

When it comes to borrowing money, it's not uncommon to face rejections from banks or even friends and acquaintances for various reasons. This can leave you feeling desperate as you search for a solution to cover your expenses.

Fortunately, there is a solution to these challenges. Our online lending platform offers low-risk unsecured loans with attractive interest rates, providing you with numerous advantages:

  • Customer-oriented approach and service: We prioritize our customers' needs, regardless of the loan amount they require.
  • 100% no-credit online loans with flexible requirements: Our online loan option doesn't strictly demand a perfect credit history, giving you the opportunity to secure the funds you need.
  • Low interest rates: We offer competitive interest rates, ensuring that borrowing remains affordable.
  • Minimal personal information required: We understand the importance of privacy. That's why we only ask for the essential personal information necessary to process your loan application.
  • Convenient online application: You can easily apply for a loan through our user-friendly website or using your mobile phone, providing a hassle-free experience.
  • Approval regardless of credit history: Even if you have a less-than-perfect credit history, we consider your application for approval.
  • Fast approval process: We strive to provide a quick decision on your loan application, saving you time and reducing stress.
  • No guarantor required: You can secure a loan without the need for a guarantor, simplifying the borrowing process.

Another advantage of our quick online loans is that you don't have to be burdened by high interest rates for an extended period. You can repay the loan on your next payday, allowing you to avoid restricting yourself from unplanned purchases.

At One Cash, we understand the challenges you face when seeking financial assistance. Our online loan services are designed to provide a convenient and accessible solution to your borrowing needs.

How to get a loan?

Applying for a loan and receiving your funds is a simple and fast process. Follow these steps:

1. Choose your loan term and amount:

If you're a new client, select the desired loan amount and click "Apply." Existing customers can log in to their Fino.lk account.

2. Complete the online application form:

Fill in the required personal information and ensure you have a valid ID and a selfie ready for verification.

3. Await the loan decision:

Once you've submitted your application, our team will review it promptly. In some cases, we may contact you for additional information. Keep your communication channels open during business hours. The application processing time ranges from 10 minutes to the next business day. We'll notify you of the decision by SMS.

4. Receive funds in your bank account:

Once your loan is approved, the funds will be transferred directly to your bank account. You can easily withdraw the money from a bank branch or an ATM.

At One Cash, we prioritize convenience and efficiency throughout the loan application and funding process. If you have any questions or require assistance, our dedicated team is ready to help you.

Apply Now

Frequently Asked Questions

To get a loan, you need: bank card, age over 20, valid NIC, phone number.

1. Specify the amount and term. On the main page of the site, enter the amount and term of your loan. 2. Fill out the application. The process takes 8 minutes for the first request and 2 minutes for repeated ones. 3. Get the money. The requested quantity is sent immediately after signing the contract. The speed of receipt of money depends on your bank and is 1 to 2 days.

1. Online payment - Via online banking account. 2. Offline payment - Via bank branches/ Cargills Food City.
One Cash Loan 2026 One Cash Loan Sri Lanka

OneCashLoan

Explore the leading loan options available through trusted partners in Sri Lanka. One Cash Loan acts as a facilitator, connecting you with reliable lenders in real-time while ensuring their credibility. Our platform presents a variety of financial products customized to meet your requirements, offering flexibility in repayment terms that range from 65 to 180 days. Enjoy competitive interest rates, starting from a minimum APR of 0% and potentially reaching up to 365%.


OneCashLoan is a trading name of Bigbank Ltd., which is registered in Estonia (Company no. 25234016), Registered Office; 10195, Tartu maantee 18, 10137 Tallinn, Estonia. (admin{@}onecash.loan)

We highly encourage you to carefully review the offers on the lender's website and seek additional information from them if contacted by phone. Please note that we are NOT a financial institution, bank, or lender. Our service does not assume any responsibility for credit arrangements. This website is free to use and we are not liable for any actions you take based on the information provided.